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Credit Report:

  • Tri-Merged Credit Report 

 

Income:

  • (2) Paystubs (W2 Employee)

  • 2 years W2s (W2 Employee)

  • 1099s (Self-Employed or Contractor)

  • 1040’s Individual Taxes

  • K-1’s Business Taxes

  • Pension or Retirement

  • Child Support *

  • Social Security / Disability *

  • Housing Stipend (allowance)

* These items are calculated differently than normal working income.

* Require documented proof they’ll continue for at least a period of three years.

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Assets:

  • 2 months’ Bank Statements—all pages

  • 2 months’ 401-K, TSP, and/or Retirement funds – all pages

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Rental Income:

  • Mortgage Statement (Investment property)

  • Lease contract (Investment property)

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Property:

  • Ratified Contract (Purchase)

  • Mortgage Statement (Refinance)

  • Homeowner’s Insurance Statement (Refinance)

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Others:

  • Driver’s License

  • USA Passport or Permanent Resident Card (Green Card)

  • Social Security Card

  • Certificate of Eligibility (VA loan only)

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