Credit Report:

• Tri-Merged Credit Report 

 

Income:

• (2) Paystubs (W2 Employee)

• 2 years W2s (W2 Employee)

• 1099s (Self-Employed or Contractor)

• 1040’s Individual Taxes

• K-1’s Business Taxes

• Pension or Retirement

• Child Support *

• Social Security / Disability *

• Housing Stipend (allowance)

* These items are calculated differently than normal working income.

* Require documented proof they’ll continue for at least a period of three years.

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Assets:

• 2 months’ Bank Statements—all pages

• 2 months’ 401-K, TSP, and/or Retirement funds – all pages

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Rental Income:

• Mortgage Statement (Investment property)

• Lease contract (Investment property)

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Property:

• Ratified Contract (Purchase)

• Mortgage Statement (Refinance)

• Homeowner’s Insurance Statement (Refinance)

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Others:

• Driver’s License

• USA Passport or Permanent Resident Card (Green Card)

• Social Security Card

• Certificate of Eligibility (VA loan only)

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